/* Smooth scrolling for anchor links */
html {
    scroll-behavior: smooth;
}

/* Adjust scroll position for fixed navigation */
section[id] {
    scroll-margin-top: 80px;
}

/* Pre-loader styles */
.preloader {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, #FF6600 0%, #FF8533 100%);
    display: flex;
    justify-content: center;
    align-items: center;
    z-index: 9999;
    transition: opacity 0.5s ease-out, visibility 0.5s ease-out;
}

.preloader.hidden {
    opacity: 0;
    visibility: hidden;
}

.preloader-content {
    text-align: center;
    color: white;
}

.loader {
    width: 50px;
    height: 50px;
    border: 4px solid rgba(255, 255, 255, 0.3);
    border-top: 4px solid white;
    border-radius: 50%;
    animation: spin 1s linear infinite;
    margin: 0 auto 20px;
}

.preloader-text {
    font-family: 'Poppins', sans-serif;
    font-size: 18px;
    font-weight: 600;
    margin: 0;
    opacity: 0.9;
}

@keyframes spin {
    0% {
        transform: rotate(0deg);
    }

    100% {
        transform: rotate(360deg);
    }
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Poppins', sans-serif;
    font-size: 18px;
    line-height: 1.6;
    color: #1A202C;
    background-color: #F8F9FA;
}

.container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 32px;
}

/* Hero Section */
.hero {
    min-height: 550px;
    display: flex;
    align-items: center;
    background: linear-gradient(135deg, #F8F9FA 0%, #E6EFF7 100%);
    padding: 140px 0 96px 0;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(0, 80, 158, 0.1) 0%, transparent 70%);
    border-radius: 50%;
    animation: float 6s ease-in-out infinite;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -15%;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(255, 102, 0, 0.08) 0%, transparent 70%);
    border-radius: 50%;
    animation: float 8s ease-in-out infinite reverse;
}

@keyframes float {

    0%,
    100% {
        transform: translateY(0px) rotate(0deg);
    }

    50% {
        transform: translateY(-20px) rotate(180deg);
    }
}

.hero-illustration {
    position: absolute;
    top: 45%;
    right: 8%;
    transform: translateY(-50%);
    width: 200px;
    height: 120px;
    opacity: 1;
    z-index: 5;
    pointer-events: none;
}

.visual-float {
    animation: visualFloat 4s ease-in-out infinite;
}

@keyframes visualFloat {

    0%,
    100% {
        transform: translateY(0px) rotate(0deg) scale(1);
    }

    50% {
        transform: translateY(-15px) rotate(5deg) scale(1.05);
    }
}

.money-stack {
    position: absolute;
    width: 45px;
    height: 30px;
    background: linear-gradient(135deg, #FFD700 0%, #FFA500 100%);
    border-radius: 4px;
    box-shadow: 0 4px 12px rgba(255, 215, 0, 0.6);
    border: 2px solid rgba(255, 255, 255, 0.8);
    animation: stackFloat 2.5s ease-in-out infinite;
}

.money-stack::before {
    content: '€';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    color: #1A202C;
    font-weight: bold;
    font-size: 12px;
}

.money-stack:nth-child(1) {
    top: 15px;
    left: 15px;
    animation-delay: 0s;
}

.money-stack:nth-child(2) {
    top: 25px;
    left: 40px;
    animation-delay: 0.8s;
}

.money-stack:nth-child(3) {
    top: 35px;
    left: 65px;
    animation-delay: 1.6s;
}

@keyframes stackFloat {

    0%,
    100% {
        transform: translateY(0px);
    }

    50% {
        transform: translateY(-10px);
    }
}

.calculator-illustration {
    position: absolute;
    bottom: 10px;
    left: 10px;
    width: 60px;
    height: 45px;
    background: linear-gradient(135deg, #00509E 0%, #007ACC 100%);
    border-radius: 8px;
    box-shadow: 0 6px 20px rgba(0, 80, 158, 0.5);
    border: 2px solid rgba(255, 255, 255, 0.4);
    animation: calcPulse 2s ease-in-out infinite;
}

.calculator-illustration::before {
    content: '💳';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    font-size: 18px;
}

@keyframes calcPulse {

    0%,
    100% {
        transform: scale(1);
    }

    50% {
        transform: scale(1.05);
    }
}

.hero-content {
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
}

.hero h1 {
    font-size: 56px;
    font-weight: 700;
    line-height: 1.2;
    color: #1A202C;
    margin-bottom: 24px;
}

.hero .subtitle {
    font-size: 20px;
    color: #5A6271;
    margin-bottom: 48px;
    max-width: 650px;
    margin-left: auto;
    margin-right: auto;
}

.cta-button {
    background: #FF6600;
    color: #FFFFFF;
    border: none;
    padding: 16px 32px;
    font-size: 18px;
    font-weight: 600;
    border-radius: 8px;
    cursor: pointer;
    transition: all 250ms ease-in-out;
    text-decoration: none;
    display: inline-block;
    min-height: 56px;
    line-height: 24px;
}

.cta-button:hover {
    background: #D95700;
    transform: translateY(-2px);
    box-shadow: 0 10px 30px rgba(255, 102, 0, 0.3);
}

.cta-button:active {
    transform: translateY(0px) scale(0.98);
}

.trust-indicators {
    margin-top: 32px;
    display: flex;
    justify-content: center;
    gap: 32px;
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    color: #5A6271;
}

/* Section Styles */
.section {
    padding: 96px 0;
    position: relative;
}

.section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image:
        radial-gradient(circle at 20% 80%, rgba(0, 80, 158, 0.03) 0%, transparent 50%),
        radial-gradient(circle at 80% 20%, rgba(255, 102, 0, 0.03) 0%, transparent 50%);
    pointer-events: none;
}

.section-title {
    text-align: center;
    font-size: 40px;
    font-weight: 700;
    color: #1A202C;
    margin-bottom: 64px;
}

/* Benefits Section */
.benefits {
    background: #FFFFFF;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
    margin-top: 48px;
}

.benefit-card {
    background: linear-gradient(145deg, #FFFFFF 0%, #F8F9FA 100%);
    padding: 32px;
    border-radius: 16px;
    box-shadow: 0 4px 20px rgba(90, 98, 113, 0.1);
    text-align: center;
    transition: all 300ms ease-out;
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(0, 80, 158, 0.05);
}

.benefit-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #00509E 0%, #FF6600 100%);
    opacity: 0;
    transition: opacity 300ms ease-out;
}

.benefit-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 40px rgba(0, 80, 158, 0.15);
}

.benefit-card:hover::before {
    opacity: 1;
}

.benefit-card:nth-child(odd) {
    animation: cardFloat 6s ease-in-out infinite;
}

.benefit-card:nth-child(even) {
    animation: cardFloat 6s ease-in-out infinite reverse;
}

@keyframes cardFloat {

    0%,
    100% {
        transform: translateY(0px);
    }

    50% {
        transform: translateY(-3px);
    }
}

.benefit-icon {
    width: 64px;
    height: 64px;
    margin: 0 auto 24px;
    background: linear-gradient(135deg, #00509E 0%, #007ACC 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    box-shadow: 0 6px 20px rgba(0, 80, 158, 0.2);
    transition: all 300ms ease-out;
}

.benefit-card:hover .benefit-icon {
    transform: scale(1.1);
    box-shadow: 0 8px 25px rgba(0, 80, 158, 0.3);
}

.benefit-card h3 {
    font-size: 24px;
    font-weight: 600;
    color: #1A202C;
    margin-bottom: 16px;
    position: relative;
}

.benefit-card p {
    color: #5A6271;
    font-size: 18px;
    line-height: 1.6;
}

.benefit-card h3 {
    font-size: 24px;
    font-weight: 600;
    color: #1A202C;
    margin-bottom: 16px;
}

.benefit-card p {
    color: #5A6271;
    font-size: 18px;
}

.highlight {
    color: #FF6600;
    font-weight: 600;
}

/* How It Works Section */
.process {
    background: #F8F9FA;
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 32px;
    margin-top: 48px;
}

.process-step {
    background: linear-gradient(145deg, #FFFFFF 0%, #F8F9FA 100%);
    padding: 32px;
    border-radius: 16px;
    box-shadow: 0 6px 20px rgba(90, 98, 113, 0.12);
    text-align: center;
    position: relative;
    transition: all 300ms ease-out;
    border: 1px solid rgba(0, 80, 158, 0.05);
}

.process-step:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 30px rgba(0, 80, 158, 0.18);
}

.step-number {
    position: absolute;
    top: -18px;
    left: 50%;
    transform: translateX(-50%);
    background: linear-gradient(135deg, #FF6600 0%, #FF8533 100%);
    color: #FFFFFF;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 18px;
    box-shadow: 0 4px 12px rgba(255, 102, 0, 0.3);
    border: 3px solid #FFFFFF;
    animation: stepPulse 2s ease-in-out infinite;
}

@keyframes stepPulse {

    0%,
    100% {
        transform: translateX(-50%) scale(1);
    }

    50% {
        transform: translateX(-50%) scale(1.05);
    }
}

/* Loan Calculator Styles */
.loan-calculator {
    background: linear-gradient(145deg, #FFFFFF 0%, #F8F9FA 100%);
    padding: 40px;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(0, 80, 158, 0.15);
    margin: 32px auto;
    max-width: 500px;
    border: 1px solid rgba(0, 80, 158, 0.1);
    position: relative;
    overflow: hidden;
}

.loan-calculator::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 6px;
    background: linear-gradient(90deg, #00509E 0%, #007ACC 50%, #FF6600 100%);
}

.calculator-title {
    font-size: 28px;
    font-weight: 700;
    color: #1A202C;
    text-align: center;
    margin-bottom: 32px;
    background: linear-gradient(135deg, #00509E 0%, #FF6600 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    text-shadow: 0 2px 4px rgba(0, 80, 158, 0.1);
}

.visual-accent {
    position: relative;
    overflow: hidden;
}

.visual-accent::after {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: linear-gradient(45deg, transparent 30%, rgba(255, 102, 0, 0.05) 50%, transparent 70%);
    animation: accentMove 6s linear infinite;
    pointer-events: none;
}

@keyframes accentMove {
    0% {
        transform: rotate(0deg);
    }

    100% {
        transform: rotate(360deg);
    }
}

.calculator-title {
    font-size: 24px;
    font-weight: 700;
    color: #1A202C;
    text-align: center;
    margin-bottom: 24px;
}

.calculator-form {
    display: grid;
    gap: 20px;
}

.calc-input-group {
    display: grid;
    gap: 8px;
}

.calc-label {
    font-weight: 600;
    color: #1A202C;
    font-size: 16px;
}

.calc-input {
    padding: 12px 16px;
    border: 2px solid #E2E8F0;
    border-radius: 8px;
    font-size: 16px;
    font-family: inherit;
    transition: border-color 250ms ease;
}

.calc-input:focus {
    outline: none;
    border-color: #FF6600;
    box-shadow: 0 0 0 3px rgba(255, 102, 0, 0.1);
}

.calc-select {
    padding: 12px 16px;
    border: 2px solid #E2E8F0;
    border-radius: 8px;
    font-size: 16px;
    font-family: inherit;
    background: white;
    cursor: pointer;
}

.calc-select:focus {
    outline: none;
    border-color: #FF6600;
}

.calc-button {
    background: #FF6600;
    color: #FFFFFF;
    border: none;
    padding: 16px 32px;
    font-size: 18px;
    font-weight: 600;
    border-radius: 8px;
    cursor: pointer;
    transition: all 250ms ease-in-out;
    margin-top: 8px;
}

.calc-button:hover {
    background: #D95700;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(255, 102, 0, 0.3);
}

/* Trust Badges */
.trust-badges {
    display: flex;
    justify-content: center;
    gap: 24px;
    flex-wrap: wrap;
    margin: 32px 0;
}

.trust-badge {
    background: linear-gradient(145deg, #FFFFFF 0%, #F8F9FA 100%);
    padding: 20px 28px;
    border-radius: 12px;
    box-shadow: 0 4px 16px rgba(0, 80, 158, 0.12);
    text-align: center;
    border: 1px solid rgba(0, 80, 158, 0.1);
    min-width: 200px;
    transition: all 300ms ease-out;
    position: relative;
    overflow: hidden;
}

.trust-badge::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, #FFD700 0%, #FFA500 100%);
}

.trust-badge:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(0, 80, 158, 0.18);
}

.trust-badge-title {
    font-size: 14px;
    font-weight: 600;
    color: #00509E;
    margin-bottom: 4px;
}

.trust-badge-text {
    font-size: 12px;
    color: #5A6271;
}

/* Savings Banner */
.savings-highlight {
    background: linear-gradient(135deg, #00509E 0%, #0066CC 50%, #007ACC 100%);
    color: white;
    padding: 28px 40px;
    border-radius: 16px;
    text-align: center;
    margin: 32px 0;
    box-shadow: 0 8px 25px rgba(0, 80, 158, 0.25);
    position: relative;
    overflow: hidden;
    animation: pulse 3s ease-in-out infinite;
}

.savings-highlight::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(45deg, transparent 30%, rgba(255, 255, 255, 0.1) 50%, transparent 70%);
    animation: shimmer 3s ease-in-out infinite;
}

@keyframes pulse {

    0%,
    100% {
        transform: scale(1);
    }

    50% {
        transform: scale(1.02);
    }
}

@keyframes shimmer {
    0% {
        transform: translateX(-100%);
    }

    100% {
        transform: translateX(100%);
    }
}

.savings-percentage {
    font-size: 32px;
    font-weight: 700;
    margin-bottom: 8px;
}

.savings-description {
    font-size: 16px;
    opacity: 0.9;
}

/* Statistics Section */
.stats {
    background: #FFFFFF;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 48px;
    text-align: center;
    margin-top: 48px;
}

.stat-item {
    padding: 24px;
}

.stat-number {
    font-size: 48px;
    font-weight: 700;
    color: #FF6600;
    display: block;
}

.stat-label {
    font-size: 18px;
    color: #5A6271;
    margin-top: 8px;
}

/* Footer */
.footer {
    background: #1A202C;
    color: #FFFFFF;
    padding: 64px 0 32px;
}



.footer-section h3 {
    font-size: 24px;
    font-weight: 600;
    margin-bottom: 24px;
    color: #FF6600;
}

.footer-section p,
.footer-section li {
    color: #B0B8C1;
    margin-bottom: 8px;
}

.footer-section ul {
    list-style: none;
}

.footer-section a {
    color: #B0B8C1;
    text-decoration: none;
    transition: color 250ms ease;
}

.footer-section a:hover {
    color: #FF6600;
}

.footer-legal {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 48px;
    margin-bottom: 48px;
    align-items: start;
}

.footer-certification {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.footer-certification img {
    max-width: 120px;
    filter: grayscale(100%) opacity(0.7);
    transition: filter 300ms ease;
}

.footer-certification img:hover {
    filter: grayscale(0%) opacity(1);
}

.footer-content {
    display: flex;
    flex-wrap: nowrap;
    gap: 24px;
    margin-bottom: 48px;
    justify-content: space-between;
}

.footer-section {
    flex: 1;
    min-width: 0;
    max-width: none;
    width: 25%;
}

.footer-bottom {
    border-top: 1px solid #2D3748;
    padding-top: 32px;
    text-align: center;
    color: #A0AEC0;
    font-size: 14px;
}

/* Modal Styles */
.modal {
    display: none;
    position: fixed;
    z-index: 1000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background: rgba(26, 32, 44, 0.6);
    backdrop-filter: blur(8px);
}

.modal.show {
    display: flex;
    align-items: center;
    justify-content: center;
    animation: fadeIn 0.3s ease;
}

.modal-content {
    background: #FFFFFF;
    width: 90%;
    max-width: 680px;
    padding: 32px;
    border-radius: 12px;
    max-height: 85vh;
    overflow-y: auto;
    overflow-x: hidden;
    position: relative;
    animation: scaleUp 0.3s ease;
    box-sizing: border-box;
}

.modal-close {
    position: absolute;
    top: 24px;
    right: 24px;
    background: none;
    border: none;
    font-size: 24px;
    cursor: pointer;
    color: #5A6271;
}

.modal h3 {
    font-size: 24px;
    font-weight: 600;
    color: #1A202C;
    margin-bottom: 24px;
}

.modal h4 {
    font-size: 20px;
    font-weight: 600;
    color: #1A202C;
    margin: 24px 0 16px;
}

.modal p {
    margin-bottom: 16px;
    color: #5A6271;
    line-height: 1.6;
}

.modal ul {
    margin: 16px 0;
    padding-left: 24px;
}

.modal li {
    margin-bottom: 8px;
    color: #5A6271;
}

@keyframes fadeIn {
    from {
        opacity: 0;
    }

    to {
        opacity: 1;
    }
}

@keyframes scaleUp {
    from {
        transform: scale(0.95);
        opacity: 0;
    }

    to {
        transform: scale(1);
        opacity: 1;
    }
}

/* Contact Form Styles */
.contact-form {
    display: grid;
    gap: 24px;
    margin-top: 24px;
}

.form-group {
    display: grid;
    gap: 8px;
}

.form-group label {
    font-weight: 600;
    color: #1A202C;
}

.form-group input,
.form-group textarea,
.form-group select {
    padding: 12px 16px;
    border: 1px solid #E2E8F0;
    border-radius: 8px;
    font-family: inherit;
    font-size: 16px;
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
    outline: none;
    border-color: #FF6600;
    box-shadow: 0 0 0 3px rgba(255, 102, 0, 0.1);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.checkbox-group {
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.checkbox-group input[type="checkbox"] {
    margin-top: 4px;
}

/* Top Navigation */
.top-nav {
    background: #FFFFFF;
    border-bottom: 1px solid #E2E8F0;
    position: sticky;
    top: 0;
    z-index: 9999 !important;
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.05);
    min-height: 70px;
    display: block !important;
    visibility: visible !important;
    pointer-events: auto !important;
    overflow: visible !important;
}

.nav-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 16px 0;
    min-height: 70px;
}

.nav-logo .logo-link {
    text-decoration: none;
    pointer-events: auto !important;
    cursor: pointer !important;
    z-index: 10000 !important;
    position: relative;
}

.logo-text {
    font-size: 28px;
    font-weight: 700;
    color: #00509E;
    letter-spacing: -0.5px;
}

.nav-menu {
    flex: 1;
    display: flex;
    justify-content: center;
    margin: 0 40px;
}

.nav-links {
    display: flex;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 40px;
}

.nav-link {
    text-decoration: none;
    color: #2D3748;
    font-weight: 500;
    font-size: 16px;
    padding: 8px 0;
    position: relative;
    transition: color 250ms ease;
    pointer-events: auto !important;
    cursor: pointer !important;
    z-index: 10000 !important;
}

.nav-link:hover {
    color: #00509E;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: #FF6600;
    transition: width 250ms ease;
}

.nav-link:hover::after {
    width: 100%;
}

.nav-cta .nav-button {
    background: #FF6600;
    color: #FFFFFF;
    border: none;
    padding: 12px 24px;
    font-size: 16px;
    font-weight: 600;
    border-radius: 6px;
    cursor: pointer;
    transition: all 250ms ease-in-out;
    text-decoration: none;
    display: inline-block;
    white-space: nowrap;
    pointer-events: auto !important;
    z-index: 10000 !important;
    position: relative;
}

.nav-cta .nav-button:hover {
    background: #D95700;
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(255, 102, 0, 0.25);
}

/* Responsive Design */
@media (max-width: 768px) {
    .hero {
        min-height: 450px;
        padding: 60px 0;
        text-align: center;
    }

    .hero h1 {
        font-size: 36px;
        line-height: 1.2;
    }

    .hero .subtitle {
        font-size: 18px;
        margin-bottom: 32px;
    }

    .hero-illustration {
        margin-top: 40px;
    }

    .section-title {
        font-size: 32px;
        line-height: 1.3;
        margin-bottom: 24px;
    }

    .container {
        padding: 0 20px;
    }

    .section {
        padding: 56px 0;
    }

    .form-row {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .benefits-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .benefit-card {
        padding: 32px 24px;
    }

    .calc-input-group {
        margin-bottom: 24px;
    }

    .calc-input,
    .calc-select {
        padding: 14px 18px;
        font-size: 16px;
    }

    .calc-button {
        padding: 16px 32px;
        font-size: 18px;
    }

    .trust-indicators {
        flex-direction: column;
        gap: 16px;
        align-items: center;
    }

    .benefits-grid {
        grid-template-columns: 1fr;
    }

    .footer-content {
        flex-direction: column;
        gap: 32px;
        align-items: center;
        text-align: center;
    }

    .footer-section {
        width: 100%;
        max-width: 100%;
        text-align: center;
    }

    .footer-section h3 {
        font-size: 18px;
        margin-bottom: 16px;
    }

    .footer-section ul {
        list-style: none;
        padding: 0;
        margin: 0;
    }

    .footer-section ul li {
        margin-bottom: 8px;
    }

    .footer-legal {
        flex-direction: column;
        gap: 24px;
        text-align: center;
    }

    .footer-certification {
        justify-content: center;
        flex-wrap: wrap;
        gap: 16px;
    }

    /* Navigation responsive styles */
    .nav-content {
        flex-direction: column;
        gap: 16px;
        padding: 12px 0;
    }

    .nav-menu {
        margin: 0;
        order: 3;
    }

    .nav-links {
        gap: 24px;
    }

    .nav-link {
        font-size: 14px;
    }

    .nav-cta {
        order: 2;
    }

    .nav-cta .nav-button {
        padding: 10px 20px;
        font-size: 14px;
    }
}

/* Extra small mobile screens */
@media (max-width: 576px) {
    .footer-section {
        min-width: 180px;
        max-width: 200px;
    }

    .nav-links {
        gap: 16px;
    }

    .hero {
        padding: 40px 0;
        text-align: center;
    }

    .hero-content {
        max-width: 100%;
    }

    .hero-illustration {
        margin-top: 32px;
    }

    .section {
        padding: 48px 0;
    }

    .calc-input-group {
        margin-bottom: 20px;
    }

    .form-row {
        gap: 16px;
    }

    .trust-indicators {
        flex-direction: column;
        align-items: center;
        gap: 20px;
    }

    .footer-content {
        flex-direction: column;
        gap: 32px;
        align-items: center;
        text-align: center;
    }

    .footer-section {
        width: 100%;
        text-align: center;
    }

    .nav-link {
        font-size: 13px;
    }

    .logo-text {
        font-size: 24px;
    }
}

/* Very small mobile screens */
@media (max-width: 400px) {
    .footer-content {
        flex-direction: column;
    }

    .footer-section {
        max-width: 100%;
        min-width: auto;
    }

    .nav-links {
        gap: 12px;
    }

    .container {
        padding: 0 16px;
    }

    .section-title {
        font-size: 28px;
    }

    .hero h1 {
        font-size: 32px;
        line-height: 1.2;
    }

    .hero .subtitle {
        font-size: 16px;
    }

    .cta-button {
        padding: 14px 28px;
        font-size: 16px;
    }

    .calc-input,
    .calc-select {
        padding: 12px 16px;
        font-size: 16px;
    }

    .calc-button {
        padding: 14px 24px;
        font-size: 16px;
    }

    .benefit-card {
        padding: 24px;
    }

    .trust-indicators {
        flex-direction: column;
        align-items: center;
        gap: 12px;
    }

    .trust-item {
        font-size: 14px;
    }

    .footer-content {
        flex-direction: column;
        gap: 32px;
    }

    .footer-section {
        text-align: center;
        max-width: 100%;
    }

    .nav-link {
        font-size: 12px;
        padding: 6px 0;
    }

    .nav-cta .nav-button {
        padding: 8px 16px;
        font-size: 13px;
    }

    .logo-text {
        font-size: 22px;
    }
}

/* Additional mobile improvements */
@media (max-width: 480px) {
    .footer-content {
        flex-direction: column;
        gap: 32px;
        align-items: center;
        text-align: center;
    }

    .footer-section {
        width: 100%;
        text-align: center;
        margin-bottom: 24px;
    }

    .footer-section h3 {
        font-size: 18px;
        margin-bottom: 16px;
    }

    .footer-section ul {
        list-style: none;
        padding: 0;
        margin: 0;
    }
    .cookie-content{
        flex-direction: column;
    }
    .loan-calculator{
        padding: 20px;
    }
    .footer-section ul li {
        margin-bottom: 12px;
    }

    .footer-legal {
        flex-direction: column;
        gap: 24px;
        text-align: center;
    }
}

.wrapper{
    padding: 50px 0;
}

.wrapper h1{
    text-align: center;
}

/* GDPR Cookie Notice */
.cookie-notice {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: #1A202C;
    color: #FFFFFF;
    padding: 24px;
    z-index: 1001;
    display: none;
}

.cookie-notice.show {
    display: block;
}

.cookie-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1280px;
    margin: 0 auto;
}

.cookie-text {
    flex: 1;
    margin-right: 24px;
    font-size: 14px;
}

.cookie-actions {
    display: flex;
    gap: 16px;
}

.cookie-btn {
    padding: 8px 16px;
    border: 1px solid #FF6600;
    background: transparent;
    color: #FF6600;
    border-radius: 4px;
    cursor: pointer;
    font-size: 14px;
}

.cookie-btn.accept {
    background: #FF6600;
    color: #FFFFFF;
}